Every deal is a “one-off” and each loan is priced according to its own merit with respect to the potential risk involved. We never “sell” a mortgage opportunity to our lenders, but rather we provide investors with all the information they require to make a sound investment decision. This includes the borrower’s application and credit bureau, the purchase agreement (if applicable), financial and operating statements for the borrowing corporation, a rent roll summary, property appraisal, and environmental report if necessary. The timing is usually very tight – borrowers are coming to us because of our ability to close deals quickly – though you will generally have a week or so from the time we call with the loan details to the time the deal closes.
Residential mortgages can be quite challenging due to disadvantageous residential mortgage rules towards self-employed borrowers, or due to the significant size of the mortgages required on luxury real estate.
A HALO Mortgage agent will provided a well structured mortgage plan to help you acquire your dream home and secure a mortgage hassle free using our network of Brokerage and Private Banking Partners who specialize in self employed mortgages.
WHY HALO for Residential Mortgages?
HALO Mortgage Advisory helps entrepreneurs and business owners get approved for residential mortgages of all types and services the Business and Real Estate Professional Communities. We provide solutions tailored to self employed and high networth individuals in the commercial real estate industry.
We specialize in residential mortgages for:
Investment properties and portfolio financing
Private 1st and 2nd Mortgages
High Networth and Ultra High Networth Mortgages
Jumbo mortgages for Luxury Real Estate
Credit Unions & Trust Company Mortgages
Developers often require purchasers to secure pre-approvals on their pre-sales in order to secure their construction financing.
HALO Mortgage works with developers to customize mortgage programs for purchasers of low, mid, and high rise condominiums to ensure purchasers are able to close at the completion of a project, as well fulfill their own construction financing requirements.