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HALO Mortgage Advisory Inc. was established in 2021, post-pandemic, to challenge and innovate within the commercial mortgage industry—a sector distinct from commercial banking yet plagued by similar systemic issues, notably a lack of competition and innovation. Our foundation is built upon the vision of an award-winning mortgage broker, recognized for excellence in 2021 and 2022, and celebrated as the best new brokerage in 2023.
We aim to fill the gap in the market for expert commercial mortgage advice, drawing from a deep understanding of the complexities and challenges faced by businesses seeking financing and investors seeking access to high quality, non correlated investments to add diversification to their investment portfolios.. Unlike traditional banking models, we advocate for our clients, organizing due diligence and creating a competitive lending environment to ensure they receive the best possible terms and conditions.
At HALO Mortgage Advisory Inc., we’re not just brokers; we’re disruptors, dedicated to providing tailored advisory services that navigate the intricacies of commercial mortgages, embodying the role of a commercial and management consultant who champions the client’s interests above all.
HALO Mortgage Advisory Inc., License #13348 is a licensed by the Financial Services Regulatory Authority of Ontario, is a CMHC Correspondent, and non-bank lender providing commercial, residential, and construction 1st mortgages throughout Ontario and across Canada.
With over 50 years of combined experience, we are a leader in the commercial mortgage industry. We understand situations with and without formal income, credit, or debt servicing requirements, and we define true cash flow and equity lending in the Commercial Mortgage Brokerage industry. We will tailor a solution that fits your or your client’s needs best.
Principal Broker, Commercial Mortgage Broker
2021 Mortgage Awards of Excellence winner
Stephen has worked in the finance industry for over 10 years. He has managed the portfolios of high value, high growth, small and medium-sized businesses and specializes in commercial real financing. Stephen is where high finance and commercial real estate meet, helping business owners and real estate investors secure the financing they need for their business and commercial real estate ventures.
Industry Awards
President, Commercial Mortgage Agent Level 2
President and Commercial Mortgage Agent
Vanessa joins HALO from Corporate Canada, where she held a variety of roles over a 17 year commercial banking career across the Big 5 Banks in Canada. Vanessa’s Corporate Commercial & Personal Banking experience she brings to HALO include:
Vanessa adds significant credit adjudication and risk management experience to the industry leading HALO Advisory | TMG Black Capital at a time when the commercial lending company is expanding into Private Lending and Equipment Leasing.
Manager Credit Analyst, Commercial Mortgage Agent Level 2
Anna has over 10 years of experience in handling the adjudication of commercial financing for small to mid-market businesses, infrastructure projects and real estate developers. Anna’s expertise lies in construction and real estate financing, risk analysis and developing custom loan strategies for a variety of business operations.
Commercial Mortgage Agent Level 1
Kazi Mursalin is a commercial mortgage broker with a strong background in real estate investment since 2014. His hands-on experience as a commercial real estate investor provides invaluable insights and a deep understanding of market trends and financial strategies. Driven by passion and a strategic mindset, Kazi offers tailored mortgage solutions, ensuring optimal outcomes for his clients. His expertise and commitment to excellence make him a trusted advisor in the commercial mortgage industry.
Our Dream is to Help You Achieve Yours
HALO Advisory actively combats systemic racism and promotes gender and racial equality through supporting initiatives like the Black North Initiative, and organizations like Brands For Canada, ensuring HALO contributes meaningfully to influencing societal change towards a more financially literate and entrepreneurial world.
Our real estate efforts directly address Canada’s housing crisis, showcasing our dedication to fostering entrepreneurship, financial literacy, and generational wealth as means to eradicate poverty, demonstrating our deep investment in building a more inclusive, prosperous future for all Canadians