Mortgage Consulting Referral Form

Carmen Briones

Director of Operations

Carmen spent 25 years at CIBC as a governance and compliance specialist and brings this expertise to HALO. Carmen leads our operations and supports Stephen with the brokerage compliance and day to day operations needs.

Vanessa Thomas

President and Commercial Mortgage Agent

Vanessa joins HALO from Corporate Canada, where she held a variety of roles over a 17 year commercial banking career across the Big 5 Banks in Canada. Vanessa’s Corporate Commercial & Personal Banking experience she brings to HALO include:

Special Accounts Management
Business Development Manager
Manager of Credit Adjudication

Vanessa adds significant credit adjudication and risk management experience to the industry leading HALO Advisory | TMG Black Capital at a time when the commercial lending company is expanding into Private Lending and Equipment Leasing.

Jason Allen John

Partner, Managing Director, Mortgage Broker

Jason is the Managing Partner of TMG Black Capital.

Jason has been a mortgage broker for 5 years and is a real estate investment strategist for wealth builders who want to create a legacy through generational wealth.

Jason has been in the finance industry for over 20 years and has expertise in residential mortgages and commercial banking from the chartered banks. He is a top producing mortgage broker and brings the Keys to the Game to TMG Black Capital to lead and mentor the residential brokers at TMG Black Capital.

Izabela Mladjenovic

Commercial Mortgage Associate

Izabela is a commercial mortgage associate and senior commercial credit analyst for HALO Mortgage Advisory Inc.

Izabela joined HALO’s Commercial Mortgage Broker training program and works directly with Stephen to assist commercial mortgage borrowers with their commercial mortgage and business financing needs. Prior to HALO, Izabela worked for a chartered Bank as a commercial credit analyst writing commercial credit applications $10MM and up. She holds a Bachelor of Commerce from Rotman school of Management and she specializes in Income Producing Commercial Real Estate and Owner Occupied Commercial Real Estate Financing for small and medium Sized Companies.

Michael Champion

Commercial Mortgage Associate

Michael is a commercial mortgage associate and credit analyst at HALO and TMG Black Capital.

Michael joined HALO’s Commercial Mortgage Broker training program to learn the commercial mortgage industry and is being mentored directly by Stephen and the HALO team to learn the commercial mortgage industry while leading our residential underwriting for TMG Black Capital. Prior to joining HALO, Michael worked for a chartered Bank as a personal Banker where he completed his CFA level 1 and Level 2 and he is working diligently to complete the level 3 while learning the brokerage industry at HALO.

In addition to his CFA level 2, Michael holds a bachelors degree from Schulich School of Business and worked at several banks in a variety of personal banking roles. His expertise in personal Banking along with his extensive education is a welcomed addition to the HALO team to assist our Black Capital clients with residential mortgages.

Annalay Ajooway

Mortgage Agent

Annalay has been a mortgage agent for 2 years and joins TMG Black Capital to provide elite residential mortgage services to investors and business owners and is supported by the HALO team. Annalay has extensive knowledge in alternative mortgages and has extensive private lending contacts which we value at HALO and TMG Black Capital to help real estate investors and business owners. Annalay works with investors of all size from single family, duplex, triplex, to multi family apartments providing tailored mortgage solutions based on the clients needs.

ANNA HICKMAN

Anna has over 10 years of experience in handling the adjudication of commercial financing for small to mid-market businesses, infrastructure projects and real estate developers. Anna’s expertise lies in construction and real estate financing, risk analysis and developing custom loan strategies for a variety of business operations.

Alex Sechin

Senior Director, Business Financing

Alex has over 20 years of experience in the financial industry, the vast majority of which was at Canada’s largest financial institution. His experience and specialization includes relationship management, business credit coaching, product and project management, as well as the national implementation of initiatives, credit tools, policies, and procedures. Alex’s passion lies in putting the client first and ensuring the solutions presented are in their best interests.

Alex leads HALO’s management consulting practice and assist business owners with Business Plans and Start Up financing and is working on completing his MBA from Warwick Business school.

COMING SOON

STEPHEN THOMAS

2021 Mortgage Awards of Excellence winner

Stephen has worked in the finance industry for over 10 years. He has managed the portfolios of high value, high growth, small and medium-sized businesses and specializes in commercial real financing. Stephen is where high finance and commercial real estate meet, helping business owners and real estate investors secure the financing they need for their business and commercial real estate ventures.

Industry Awards

2020 Avison Young – Commercial Broker of the Year Finalist
2020 Mortgage Awards of Excellence – Commercial Broker of the Year – Finalist (Top 4 Nationally)
2020 CMP Rising Stars Winner
2019 CMP Magazine – Hotlist Winner (Recognizes 47 of the industry’s most innovative influencers)
2019 Mortgage Awards of Excellence – Commercial Broker of the Year Finalist

CONNIE BLAIR

Connie is the international director of business finance for Halo Advisory. With over 10 years of experience in the finance industry, she worked her way from a commercial banking intern up to credit manager with BMO Financial Group, handling the adjudication of commercial financing of ranging from small to mid-market businesses. Connie’s expertise lies in risk mitigation, ensuring all her client’s needs are met, and that all possible risks are well within reason, making the best decisions for your growing business ventures.

GARY HYNES

Gary boasts 20 years of finance industry experience where he spent the last 10 years as a portfolio manager for Real Estate & Construction clientele. Gary was a multiple-time cruise convention winner at Canada’s largest Bank in his role as a Commercial Account Manager in 2016 & 2005 by providing invaluable advice and service to his clients while representing their needs to the Bank. Gary believes in building honest relationships and is excited to help grow your business as a key member of Halo Advisory.

Mortgage Consulting Referral Form

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